Your results
Loan term
Months remaining until payoff — minimum payments only with your extra payments
Remaining balance over time
Watch the balance drop faster right where an extra payment hits — once-off payment recurring payment starts.
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Interest vs. principal per payment
The dashed line shows the interest portion if you'd paid only the minimum.
Cumulative interest paid
with extra payments minimum payments only
Full amortization schedule
recurring payment active this month
once-off payment applied this month
"Minimum required" is recalculated each month against your actual balance and the months left to the original payoff date — it drops as your extra payments pull the balance below the original plan.
| # | Date | Payment | Minimum required | Interest | Principal | Recurring | Once-off | Balance |
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