Transfer Cost Calculator

Work out the exact SARS transfer duty on your property purchase, and estimate the rest of your transfer costs.

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Conveyancing and bond-registration fees aren't government-fixed and vary by attorney — enter a quote here to include it in the total, or leave at 0 to see transfer duty on its own.

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Frequently asked questions

Is the transfer duty figure exact?

Yes — it's calculated directly from SARS's published transfer duty brackets (rates effective from 1 April 2026), the same marginal-bracket method used for income tax. It's the one figure on this page that's a precise, government-set amount rather than an estimate.

Why isn't there a default for attorney fees?

Unlike transfer duty, conveyancing and bond-attorney fees are guideline figures only — they're negotiable and vary by firm and region. Rather than show a number that might be wrong for your specific attorney, we leave it for you to enter an actual quote.

What if the seller is VAT-registered?

Transfer duty and VAT never apply together — if the seller is a VAT vendor selling in the course of their enterprise, VAT applies instead of transfer duty. This calculator assumes a standard (non-VAT) sale.

Also financing the purchase?

Use the Bond Affordability Calculator to estimate what you could qualify for, or the Bond Payoff Calculator to see how extra payments could shorten the term.

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